Handling Contact from Insurance Companies after an 18 Wheeler Accident in Alabama

The highways of Alabama are frequented by 18 wheelers, making accidents involving these large commercial trucks unfortunately common. As a personal injury lawyer in Alabama, Stephen Thompson has handled numerous complex cases, particularly those involving 18-wheeler accidents. The aftermath of such an accident can be confusing and distressing, especially when you are approached by insurance adjusters offering seemingly reasonable settlement amounts. In this article, we will outline crucial steps to follow if an insurance company contacts you following an 18 wheeler accident.

1. Do Not Rush to Speak with Adjusters

One key aspect to remember is that insurance adjusters are not your allies. Yes, they may sound empathetic over the phone, but their fundamental goal is to safeguard the interests of the insurance company. As such, an insurance adjuster's primary job is to ensure as little money as possible is paid out in compensation.

Dispatched swiftly after an accident, adjusters sometimes catch accident victims off-guard in their vulnerable states, convincing them to settle for less than they deserve. Stephen Thompson advises clients not to engage with insurance companies or adjusters until they have consulted an experienced Alabama car accident attorney, like him.

2. Never Sign Documents without Legal Representation

Insurance adjusters may offer you a quick settlement and request promptly that you sign release forms. It is essential not to sign any documents without the advice of your attorney. Early settlement offers might appear tempting, especially when medical bills pile high and time away from work drains your financial resources. However, signing these documents can potentially waive your rights to seek additional compensation if complications arise from the accident injuries later.

3. Maintain Detailed Documentation 

Everyone involved in a car accident in Alabama should consistently maintain comprehensive records. This includes the police reports, medical bills, ongoing therapy or rehabilitation costs, time away from work, or any other related expenses. This documentation will be a vital part of your attorney's strategy for recovering the maximum compensation you deserve.

4. Relay all Communication through your Attorney

If you have engaged an Alabama personal injury lawyer like Stephen Thompson, it's best to direct all communication from insurance companies through him. Armed with extensive experience and robust negotiation skills, a good lawyer will know how to respond effectively to ensure your interests are protected. Let your attorney handle any conversations, correspondence, negotiations, and settlement discussions.

5. Refrain from Accepting Fault 

After an accident, an instinctive "I'm sorry" can be misinterpreted as admission of guilt. Do not accept blame for the accident, regardless of how the events transpired. Alabama follows a "contributory negligence" rule that could bar you from recovering any compensation if you're found partly at fault. Thus, it is crucial to consult your attorney immediately after your accident to discuss the incident and available legal options thoroughly.

Choosing an Alabama 18 Wheeler Accident Attorney

Turning to a seasoned Alabama car accident lawyer such as Stephen Thompson can make all the difference in the outcome of your case. Thompson's knowledge of Alabama's laws surrounding car and 18 wheeler accidents, as well as his proven track record in securing favorable settlements for his clients, makes him the ideal advocate to represent your interests against insurance companies. 

If you or a loved one has been involved in a devastating accident involving 18 wheelers, Stephen Thompson stands ready to represent and guide you through these challenging times. His team is committed to providing a comprehensive legal service, including invaluable advice on dealing with insurance companies post-accident. 

Remember, the initial consultation is free, and you only pay when we win your case. This is our commitment to leveling the playing field against big insurance companies, providing every victim the right to full compensation, and the justice they deserve. Contact our Alabama personal injury lawyer today for expert help and representation.

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All Initial Strategy Sessions are Free. If you would like to discuss your options, you are invited to fill out one of the Contact Forms. I will attempt to contact you if I think I can help you.

During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

  • First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
  • If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.

Don't delay getting the recovery you deserve! Contact us today for your free Strategy Session!

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