Dealing with Uber's Insurance after an Uber Accident: A Guide from an Alabama Personal Injury Lawyer

When you’re involved in a car accident that involves an Uber driver, dealing with the rideshare company's insurance can be a daunting prospect. As an experienced Alabama personal injury lawyer, Stephen Thompson offers extensive insight to assist you in navigating such scenarios effectively.

Being involved in an accident can be an overwhelming and stressful affair. It becomes more convoluted when the other party is an Uber driver, as the company's insurance policy has certain uncommon elements. However, knowing exactly what to do if contacted by Uber's insurance company can greatly facilitate the process, helping to ensure that you receive your rightful compensation.

Firstly, it is important to know that Uber provides a $1 million insurance policy for their drivers. This insurance is in effect from the moment a driver accepts a trip to when the trip is completed. The complexity arises because private insurance does not typically cover drivers who are driving for hire. In such occasions, Uber's insurance should step in provided the driver was "on the clock" during the accident.

If you are contacted by Uber's insurance adjuster after an accident, these are the steps you should

1. Consult Immediately with a Personal Injury Lawyer: 

Before you proceed with anything, consult experienced Uber accident attorneys in Alabama like Stephen Thompson. They understand the complexities of such cases and will handle the negotiations on your behalf. You shouldn’t face a large corporation’s insurance company without first speaking to a car accident lawyer who will work to protect your interests. Remember, insurance companies are focused on minimizing their payouts in these scenarios.

2. Do Not Offer a Recorded Statement: 

Do not provide a recorded statement to Uber's insurance company without your attorney present. They might try to use anything you say against you during the claim settlement process.

3. Document Everything: 

Ensure you have a detailed record of everything related to the accident, including the conversations you had with Uber's insurance company representatives. This documentation can serve as crucial evidence if your case goes to trial.

4. Seek Medical Attention: 

Drivers and passengers involved in Uber accidents often suffer serious injuries. Getting immediate medical attention after an accident can be beneficial for your health and also for your case. It’s essential that your medical records reflect the impact of the accident and any resulting injuries.

5. Calculate Realistic Damages: 

Work closely with your attorney to factor in all the costs associated with the accident, including medical bills, bike repairs, loss of income, and pain and suffering. A personal injury lawyer will help you calculate the total compensation amount accurately to ensure you do not undervalue your claim.


Working with a knowledgeable and experienced Uber accident lawyer like Stephen Thompson can be a game-changer when dealing with Uber's insurance company after an accident. He possesses the right blend of experience and tenacity to stand up for your rights, help navigate the complex procedures, and work aggressively to ensure you receive the compensation you rightfully deserve.

If you have been involved in a car accident in Alabama involving an Uber driver, take immediate action. Contact Stephen Thompson, a seasoned Alabama personal injury lawyer, dedicated to fighting for the rights of Uber accident victims. Our firm understands the intricacies of local and state laws, including the complexities surrounding rideshare companies like Uber.

Our firm represents Uber accident victims throughout Alabama, using our expertise to stand up to insurance companies and to fight for the full and fair compensation our clients deserve. Remember, you don't have to go through this alone; we are here to guide and support you throughout the process. 

By leveraging Stephen Thompson's extensive experience in dealing with Uber's insurance company, you can focus on your recovery and let us handle the complexities of your claim. Don't let the fear of taking on Uber's insurance company stop you from seeking justice.

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During your Initial Strategy Session, I will asist you in creating a strategy on how to best pursue your claim, whether it be the result of a Car Accident Claim, 18 Wheeler Injury, or, Alabama Workers' Compensation Claim. At your Initial Strategy Session, you will receive the following:

  • First - I will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information that you provide, I will give you my best advice on both what claims you have, and the next steps you should consider to proceed with your claim(s).
  • If your claim is something that I think I can help you with, I will explain the services that I can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that I do not think I can help you with, then I will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unkowns that you may be experiencing. We will start to shed some light on what you can expect, and how to best pursue the benefits you deserve.

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